Monday, March 26, 2012

Are you looking for the pie in the sky?


Imagine you are looking at the plans for your dream house. The blueprints have been drawn to your exact specifications, and it’s everything your wife has ever wanted in a house. You chose just the right builder for the project, and he is crafting it as if he were building for the President. The best subcontractors in the area are on board. An interior decorator is ready to match colors, fixtures, carpet and trim to your desired effect. The land is in a secluded area that you happened to find by word of mouth, and it was surprisingly affordable. You and your wife have been planning for this for a long time.


On the third day of construction, the two of you manage to drop by to check things out, and as you pull up, you cannot believe your eyes. They already have the decking in place for the roof! It’s certainly beautiful, but your excitement quickly fades when you get closer and discover that your builder has erected the roof first, before digging down and pouring concrete for the foundation. (Clearly, he wasn’t the right builder after all.)

As crazy and unlikely as this story might sound, it’s an appropriate way to describe how too many people today approach their finances. They’re trying to live in a mansion that has no foundation. They don’t have important values and principles in place that will guide their decisions and help them teach their children.

Maybe a better example is the people who build houses on the sides of hills or mountains. The views are beautiful, but the foundations are not secure. Due to mudslides or the gradual pull of gravity, many of these houses eventually start slipping down the mountain. Engineers warn of the inherent danger of building in such risky locations, but people do it anyway. The homeowners are more concerned about the view and they don't understand the vital importance of a firm foundation.

Are you helping your kids look at the view or build a solid foundation?


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